Life Insurance Coverage in Savannah, GA
First Choice Insurance provides life insurance coverage options for Savannah, GA. Call (912) 355-0001 for a life insurance quote.
Term Life Insurance
Term insurance is designed to meet temporary needs. It protects for a specific period (the "term") and generally pays a benefit only if you die. This type of insurance often makes sense when you need coverage that will disappear at a specific time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt, such as your mortgage, is paid off.
Permanent Life Insurance
In contrast, permanent insurance provides lifelong protection. The full face amount will be paid as long as you pay the premiums and no loans, withdrawals, or surrenders are taken. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period.
It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.
But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.
To take the next step, call our agents at (912) 355-0001 or submit an online form.